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Richard Sciarrone | NMLS# 68051
Mortgage Consultant


Richard Sciarrone

Rich Sciarrone has been working in the mortgage industry since 1998. Rich joined NJ Lenders Corp. and became a Branch Manager in 2009. He brought with him his vast professional mortgage experience along with his dedication to customer service. Rich’s passion is mortgages. He says, "My training and expertise go far beyond just quoting you a good interest rate." He handles all types of mortgage loans at NJ Lenders. Rich’s uniqueness include; understanding the specific needs of each of his clients and delivering, a good listener, resourceful, cares deeply about his clients long after the closing, enjoys educating clients, learning new things and helping people discover new concepts that help them reach their goals. As a mortgage banker he will be able to walk each borrower through processing, underwriting, and closing their loan. Rich is not just interested in completing your loan—he takes time to understand your financial needs, values and priorities and hopes to make you a “Client for Life!” Rich has the expertise, knowledge and dedication to help you determine the program to meet your financial objectives at any stage of your life, whether it be a first home purchase, a first or subsequent refinance, a second home purchase, a construction loan, a home equity line of credit or any other financial requirement that effects the value of your personal real estate assets. Rich is a graduate from Hofstra University. He is an associate member of the Long Island Business Institute (LIBI) and a member of the Hauppauge Industrial Association. 

Richard is authorized to lend the following states: New Jersey and New York.

Intuitive Tools

Mortgage Calculators

Silver Bay Lending provides borrowers with intuitive mortgage calculators to assist their loan journey. We make the process simple. View our calculators to see what loan works best for your needs.


Calculate your Monthly Rate and See Your Options

Total monthly payment
Principal and Interest $1,478.84
Taxes $250.00
Insurance $125.00
PMI $104.17
Does your future add up?
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The information shown is for illustrative purposes only and does not represent a credit decision or commitment to lend. These figures apply to a borrower with excellent credit and are subject to change without notice. Products and terms may not be available for your situation. Pricing add-ons related to loan amount, property type, loan-to-value, credit score and other variables may apply. Adjustable-Rate Mortgage (ARM) rates and monthly payments are subject to increase after consummation. Please contact your Mortgage Markets Cuso Loan Officer for further information about fees and terms, and to discuss your specific situation.